Return On Investment क्या है? हमें Investment क्यों करनी चाहिए।

निवेश ( Investment ) क्या है?

भविष्य में जब आप किसी भी तरह का काम नहीं कर रहे है और आपकी कोई इनकम नहीं है, ऐसी परिस्थितियों में आपको पैसों की आवश्यकता तो होती ही है। लेकिन बिना नौकरी या बिजनेस के पैसे लाएंगे कहाँ से? इसके लिए आप आज की तारीख में अपने पैसों से घर, जमीन, गहने या किसी तरह की स्किम खरीदते है। जिससे भविष्य में आपके पैसे सुरक्षित रहते ही है, साथ ही इसपर आने वाले मुनाफे का आप फायदा उठा सकते है। जैसे कि आज आप ने एक घर खरीदा और कुछ सालों में उसकी कीमत बढ़ने के बाद उसे बेच दिया, तो आपको आपने जिस कीमत में अपना घर खरीदा था, उससे ज्यादा पैसे मिलते है। साथ ही इन कुछ सालों में अगर इस घर को आप रेंट पर देते है, तो हर महीने आने वाले रेंट से भी आपको फायदा ही होता है।

इन्वेस्टमेंट के दो मुख्य प्रकार है। एक है, फिक्स डिपाजिट, शेयर या बॉन्ड जिसमें आपको एक निश्चित ब्याज दर के साथ आपका रिटर्न हर महीने या साल मिलता है। दूसरा है, किसी चीज को खरीदना और उसकी कीमत बढ़ने के बाद उसे बेचकर अपने निवेश पर लाभ उठाना। किसी भी इन्वेस्टमेंट में सबसे जरूरी बात होती है, RETURN ON INVESTMENT। सबसे पहले जान लेते है, की Return On Investment होता क्या है।

 

Read more : https://www.yelonow.com/roi-calculation-emi-calculator-yelo/

Which is the best option: Online Personal loans or Offline Personal loans?

In today's scenario, if you are facing any financial emergency or temporary cash crunch, only a personal loan is the armament that holds the potential to immediately solve your problem. Personal loans can be applied online and offline, it purely depends on the individual how they want to get it processed. More and more people prefer to go for online loans whereas there are still many individuals who prefer offline mediums for loan processing as they prefer the personal touch and face-to-face interactions. But before choosing the online or offline mode, it's better to understand their process flow.

Read the article: https://www.yelonow.com/online-personal-loans-or-offline-personal-loans/

5 Things to Avoid While Taking Instant Loans in India

Instant Loans seem heavenly attractive when you are in a dire need of some cash to get relief from the monetary ‘tightness that happens once in a while. Though they are really great in the times of need, you must be careful about certain things before applying for personal loans, otherwise you may face other serious issues!

Okay, we do not intend to scare you, but here are a few points that you must avoid while taking a personal loan in our country. These will help you go a long way in the borrowing and lending industry.

1.      Don’t Even Think Of Investing The Loan!

This is a very common happening in countries like India. Not only does it increase your financial burden, but it also pushes you towards the infamous DEBT TRAPS! If you invest the loan amount in stocks or bonds, you will be a slave of the market speculation. If things don’t go in your stride, you lose all the money and gain more debt!

2.      Don’t Miss Reading The Terms!

Almost all the times, we are used to just signing up the papers when we get them from any legal source like banks. However, each time you must carefully go through the terms and conditions and other agreements that may decide your future financial stability. Usually, there are a number of unforeseen costs mentioned that skips your attention. You must be careful to check the latest charges, foreclosure fees or any other processing fees.

3.      Don’t Ignore Your Repayment Abilities

A lot of times, banks and other borrowers approve bigger loans for you, for only THEIR gain! They get to earn the interest, after all! But, it doesn’t mean that you do take the loan! You must carefully calculate your possibility of repaying the loans. Do take into account your other financial liabilities like house rent, travel expenses, etc. EMIs could really stack you up!

4.      Don’t Jump Into The First Option

Money does excite each one of us and while in a cash crunch, we tend to go for anything that’s at our disposal. Isn’t it? Well, then that is something you must avoid! Carefully check for all options that you may get. Low interest rates, easy repayment are some things you must check for.

These are some important things that you should avoid making the most of Online Instant Loans. YeLo has absolutely no hidden costs and is a transparent app for all your instant loan needs.

Need A Handy Solution For Finance? Go For Instant Personal Loans from YeLo

In today's time, personal loans have become an inevitable part of our life. People avail the loans to meet the diverse needs such as education, hospitalizations, wedding, home renovation, business needs, to buy new electronic appliances or items, to buy a vehicle, to manage financial crunch, and many more. Earlier only banks were authorized to give any type of Personal loans which was tedious, time-taking, and complicated, but now non-banking financial intuitions or companies are offering convenient Instant Personal Loans.

Instant Personal Loans are quite popular among people or borrower as they are processed in the quickest and fastest manner. Hence, it makes them a more handy solution for the people who are in need of money. There are lot many other benefits and features which are associated with Instant Personal Loans like they apply online and disbursed immediately once approved i.e. within 24 hours. Instant Online Loans have proven as a boon in case of an emergency situation. The rate of interest on personal loans is very nominal and very much affordable as per the eligibility.

To Summarize Features of Instant Personal Loans

 Fast & Online processing, i.e. from applying for disbursal.

 Easy to apply

 Safe & Secured

 Low-Interest rates

 Instantly money transferred to your account once approved via Electronic money transfer

How Does Online Loans Work?

When you need money or decide to go for an Instant Personal Loan, download YeLo app and fill out an easy application online. Once you fill the form with the required information and submit relevant documentation, their team will scrutinize your application to check your eligibility in minimum possible time, this saves your effort and time as now you don't have to visit the banks and stand up in long queues. Once verification is completed, your loan amount will be disbursed within 24 hours directly in your bank account, hence no more handling of cheques or DD. You can select the repayment schedule as per your need.

Instant Personal Loans from YeLo are the best option to manage any cash crunch. So, don’t wait and download YeLo App to clear ladder of your debts.